January, 2010

Podcast 41: Credit CARD Act of 2009 Compliance

Today’s guest on the Consumerism Commentary Podcast is Samir Kothari, co-founder and Vice President of Products at BillShrink.Tom Dziubek speaks with Samir about how the terms of the Credit CARD Act of 2009 have been addressed by credit card issuers so far and what credit card customers can expect in the upcoming months.Production Number: S02E15 ...

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4 Tips to Living On Half of an Income

Half the income: My story I was married for 14 years before my income was reduced to a little less than half because the marriage ended and we separated. I am relieved that I still get supported through the alimony payments. Of course, this is a bit less than half of the income I was used ...

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The Art of Finding Private College Loans

College May be Out of Reach Getting through a college education is a great experience of life. Having to pay for it becomes a different matter. If you are thinking of attending a private college, you will need the funds to pay for it. You need a loan to meet your requirements. Below are some tips ...

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Fidelity U.S. Bond Index Fund (FBIDX): Trying To Beat The Benchmark?

Since I am expanding my portfolio to beyond just IRAs and 401ks, I will need to move my more tax-inefficient investments like bonds into those tax-deferred accounts. This way, I’ll put more of my stocks in plain taxable account which can be taxes at the more favorable long-term capital gains rates. Fidelity is my ...

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You could pay a high price for financial procrastination

Difficult times in the recession A new concern in the post-recessionary market is financial procrastination. Many consumers had a difficult time managing their budgets during the economic downturn of 2008/2009. Mary Casey of Los Angeles, California, said, “We were aggressive savers, but once my husband lost his job, we had to use every last resource we ...

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